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Florida Insurance Group of Miami serves families and individuals in the local metro. It offers a selection of personal insurance policies, helping clients acquire homeowners' plans. The company aims to protect policyholders and their investment properties and collectible items through its personalized insurance coverages. Its specialists also deal with car, health, flood, and general liability insurance. Florida Insurance Group of Miami is an independent agency representing multiple carriers, including GeoVera Insurance, Citizens, and Ascendant Insurance Solutions.
All of these companies operate out of Florida and cater many of their policies to Floridians. For quotes by city, we compared the cost of home insurance for every ZIP code across the 54 major cities in the state with populations over 50,000. In some cases, BBB will not rate the business (indicated by an NR, or "No Rating") for reasons that include insufficient information about a business or ongoing review/update of the business’s file.
For Businesses
The company offers liability, dwelling, personal belongings, and additional living expense coverages. It also helps clients acquire other personal and business plans, including flood, automobile, general liability, and workers' compensation insurance. Toscano Insurance Group works with multiple carriers, including Safeco, Chubb, and Universal Property. Its president, Julian Andres Toscano, is committed to helping policyholders protect their property investments and businesses. Safe Insurance Group is an independent company that offers services to individuals, families, and businesses in Miami and the surrounding communities.
It provides homeowners' plans that cover various hazards, such as theft, fire, structural damage, and accidents on the property. It also protects policyholders from liability exposures in situations that may result in lawsuits. Additionally, its team furnishes other policies, like renters', auto, health, and life insurance. Safe Insurance Group has been managing risks for clients for over 30 years.
LUIS INSURANCE
Business owners may also opt for commercial property policies to fund repairs or replacement for damages from fire, windstorms, and vandalism. Mike Carcas is an insurance agent who has been serving individuals, families, and businesses in Miami and the neighboring communities since 2006. He offers homeowners' plans and assists in claiming compensation to recover from financial loss caused by various dangers like fire, hurricanes, and break-ins. He also furnishes policies that cover renters, boats, and automobiles. Carcas helps clients in selecting coverage options from different carriers, like National General, Travelers, and Progressive. He works under Great Florida Insurance, an independent company with 127 state-wide locations.
If you live in Florida, we recommend insuring against the most common and expensive perils when buying home insurance, which include winds, storms and flooding. It’s likely no surprise that many of the most expensive ZIP codes for home insurance are in states that experience lots of severe weather. The most expensive ZIPs in Louisiana, Mississippi, Alabama, Texas, and Florida are coastal areas prone to catastrophic storms. In states like Kansas and Oklahoma, tornadoes and other storms play a part.
Best homeowners insurance companies in Miami
A full-service agency, Oscariz Insurance Group also offers coverage for personal automobiles and commercial fleet vehicles, commercial and business needs, and loss of life. Continental Property and Casualty Inc. is an insurance company based in Miami, Florida. This independent insurance agency has over 35 years of experience and provides personal coverage services to its clients. Continental Property and Casualty Inc. works with carriers including the Florida Peninsula Insurance Company. It offers home insurance from various trusted carriers to clients seeking protection for their dwelling and personal properties. Its policy covers medical payments, personal liability, loss of use, and structures not attached to the house, such as sheds and fences.
Although the national average rate for home insurance is $2,777, the cost varies by coverage levels and location. Homeowners insurance is most expensive in Oklahoma at $5,317 a year and cheapest in Hawaii at $582 a year. Liability coverage is the amount your insurer will pay if you are found legally responsible for another party’s injury or damage to their personal property. This amount should cover the value of your home, cars, and liquid assets. YP - The Real Yellow PagesSM - helps you find the right local businesses to meet your specific needs. Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria.
Best rates for hurricane-related coverage: Florida Peninsula
These teams will not only help you with your claim, but they can also issue checks in person to assist with living expenses, as covered under your policy. Get a Policy Discover what you'll need to know if you're looking for insurance coverage. Depending on the area you live in, the cost of your home and the company you choose, that savings could be exponential if you take the proper steps. However, we realize that South Florida is also home to one of the most expensive housing markets in the country, so it may be tough to find a house for $150,000.
Because of this, you may see a higher home insurance rate if you have a backyard pool. By taking a few simple steps to protect your home, you may be eligible for extra discounts through your insurer. Most companies offer discounts on your policy for installing security systems, dead bolts, and smoke alarms in your house. By making your home safer, you are less likely to file a claim, which is good for you while reducing costs for your insurer.
We provide insurance for a variety of vehicles, including delivery vans and travel trailers. Tower Hill has the cheapest homeowners insurance rates in Florida, with an average cost of $1,242 per year. That's less than half the state average and $629 less than the second-cheapest company, State Farm. Insurance companies use your credit-based insurance score to determine if you are a risk to insure. Dwelling coverage is a coverage type that pays to repair or rebuild your house after a covered loss. This amount is based on your home’s replacement cost, which factors in the price of construction materials and labor.
Home insurance coverage options from State Farm include earthquake, sewer backup and flood coverage. Is the best home insurance company in Florida for most homeowners. At an average rate of only $1,871 per year, State Farm is 16% less expensive than the average Florida home insurance company. For more information on how home insurance rates are determined, review some of the main factors affecting your home insurance rate. You can also use the home insurance calculator below to see what average rates are in your neighborhood.
The Insurance Guy, founded in 2007, is an independent insurance agency in Coral Gables, Florida, that sells home insurance for the Miami metropolitan area. It offers home insurance to homeowners and provides special protection for real estate investors, mortgage brokers, title companies, and Realtors. The agency also offers auto insurance and commercial insurance through multiple carriers, ensuring their customers get the best price and coverage on their policies. Pinnacle Insurance Group, Inc., offers an array of home insurances to the residents of the Miami metro.
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